Account Sales Officer

Job Description

Job Title: Current Account Relationship Manager
Department

Branch Banking – Liabilities

Employment Type

Full-Time

Compensation

CTC: Up to ₹5 Lakhs Per Annum

Job Summary

We are looking for a dynamic and result-oriented Current Account Relationship Manager to drive current account acquisition and deepen relationships with existing corporate and business banking customers. The ideal candidate should possess strong sales and relationship management skills, a good understanding of local markets, and experience in banking liabilities acquisition.

This role involves sourcing new customers, managing existing relationships, achieving monthly sales targets, and ensuring compliance with banking regulations and customer service standards.

Key Responsibilities
Current Account Acquisition
Identify and acquire prospective customers for Current Accounts.
Generate new business opportunities through market mapping and networking activities.
Develop strategies to increase customer acquisition within the assigned territory.
Relationship Management
Manage and strengthen relationships with existing Current Account holders and corporate clients.
Increase the depth and profitability of customer relationships through cross-selling and upselling opportunities.
Maintain regular engagement with key customers to ensure satisfaction and retention.
Sales & Business Development
Achieve monthly sales and acquisition targets assigned by the organization.
Conduct business development and market enhancement activities within corporate and business communities.
Build a strong pipeline of potential customers and business opportunities.
Customer Service
Deliver exceptional customer service and timely resolution of customer concerns.
Ensure a seamless customer onboarding and relationship management experience.
Act as the primary point of contact for customer banking requirements.
Compliance & Documentation
Ensure compliance with KYC, RBI, SEBI, and other applicable banking regulations.
Maintain accurate customer records and documentation.
Adhere to all internal banking policies and procedures.
CRM & Reporting
Record and track all customer interactions and engagement activities through the CRM system.
Maintain accurate sales and customer activity reports.
Provide regular updates on sales performance and business opportunities.
Eligibility Criteria
Education
Graduate Degree (Mandatory)
Experience
Minimum 1+ year of experience in Current Account Acquisition within the Banking Industry.
Required Skills
Current Account Acquisition
Relationship Management
Corporate Sales
Business Banking
Customer Service
Lead Generation
Networking & Market Development
CRM Management
Banking Compliance & KYC
Sales Target Achievement
Presentation Skills
Negotiation Skills
Candidate Profile

The ideal candidate should have:

Strong understanding of local geography and market dynamics.
Good networking capabilities within the local business community.
Excellent verbal and written communication skills in English and the local language.
Ability to create and deliver effective business presentations.
Strong interpersonal and relationship-building skills.
Self-driven attitude with a strong focus on achieving sales targets.
Ability to work independently and manage customer relationships effectively.
Mandatory Requirements
Graduate Degree
Two-Wheeler Required
Minimum 1 Year Experience in Current Account Acquisition with a Bank
Compensation & Benefits
CTC Up to ₹5 LPA
Performance-Based Growth Opportunities
Career Progression within Branch Banking
How to Apply

Interested candidates can contact:

📞 9897331977

📧 emsjbank@gmail.com